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The Best Guaranteed “Installment” Loans for Bad Credit Named for the method of repayment, installment loans are repaid through a series of regular, set installments — typically monthly payments.
Installment loans will also affect your debt-to-income ratio, thus impacting your chances of qualifying for additional loans in the future. Your ratio is much like a golf score: the smaller, the better.
A revolution of the digital age, online installment loans are the newest sources of ready cash for those in need of installment loans for bad credit. This is not a peer-to-peer lending service, and cuts through the bureaucracy you often find in banks.
Bad credit installment loans are proper for people who need fast cash but cannot afford to repay it in one lump-sum and may have sub-prime credit. They come with a fixed interest rate and are repaid in a series of monthly or bi-weekly payments.
Bad credit installment loans online Bad credit has the negative effect of haunting your overall financial life. With bad credit, you pay higher rates on auto loans and home mortgages as well as having to pay larger down payments for such loans.