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Loan - Wikipedia

Common personal loans include mortgage loans, car loans, home equity lines of credit, credit cards, installment loans and payday loans.The credit score of the borrower is a major component in and underwriting and interest rates of these loans.The monthly payments of personal loans can be decreased by selecting longer payment terms, but overall interest paid increases as well.

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Deferment, Automatic Draft, and other Forms. A deferment allows you to temporarily postpone making your federal student loan payments. A deferment is a period during which repayment of principal and interest is temporarily delayed.

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