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Most Trusted Bad Credit Installment Loans. The recession has had its effect on the lives of people, to the extent that there is a considerable rise in the numbers of individuals with a bad credit history.

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What is a bad credit personal loan? Bad credit personal loans are meant for borrowers who have credit scores less than 580. Because poor credit borrowers often become delinquent on their loans by making late payments or defaulting, larger banks are less likely to lend to people below this threshold.

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There are loan options available for you even if you have bad credit. Finding a loan is tough when you have less-than-perfect credit, especially when the minimum credit requirement set by a bank puts a conventional loan out of your reach.

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Bad Credit Personal Loans with Guaranteed Instant Approval from Direct Lenders. Given today's paycheck to paycheck living, maintaining a spotless credit history is not possible for majority of the American households.