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How are credit scores figured: What is a Beacon Score 1.Timeliness of credit cards, Car loans, home loans or bill payments (35 percent): Includes late payments, bankruptcies and delinquencies.A 30 days late payment, collection, or a judgment can decrease your scores 15-40 points for each entry even if it has been paid and shows paid in full.
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I used to have a lot of issues getting a loan based off my credit, my credit score was 530 to 560, I applied for a loan at the bank and they told me to pay my debts to the banks I was owing to first, I asked for my credit report from the bureaus and I realized I had 3 late payments and 5 inquires, I also had 2 student loans which made my credit fell terribly, I wanted to get my house back and ...
We offer personal loans based on the type of individual and according to their financial needs. Each and every loan which is approved by the company is decided/approved considering the financial complications that the particular individual is in.