How are credit scores figured: What is a Beacon Score 1.Timeliness of credit cards, Car loans, home loans or bill payments (35 percent): Includes late payments, bankruptcies and delinquencies.A 30 days late payment, collection, or a judgment can decrease your scores 15-40 points for each entry even if it has been paid and shows paid in full.
Hello, i co-signed a car for a friend a couple of years a go and he missed 3 payments, however the car is paid off completely and this has been on my credit for 2 years, my score is 740 and i want it to get higher as everything else on my credit is excellent and paid off and i pay my credit card balances in full every month.
Rewards. There have been some changes to the rewards program for this card, so read this carefully. With the Discover it Secured Credit Card, you get 1 percent cash back on every purchase.
Your WFNB account appears to have been sold to Portfolio Recovery Associates who has hired the debt collection law firm Apothaker and Associates, who is just another debt collector in what appears to be a long line of collection agencies you have been getting calls and letters from.