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Beware of high interest rates Installment loans, like all short-term loans, are known for their high interest rates. Many lenders often charge $10 to $15 for every $100 borrowed, resulting in an APR that can be in the hundreds of percent.
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Spotloan is an online lender that offers installment loans of $300 to $800. You can apply in just a few minutes — even if you don't have good credit.